Invoice factoring leads for factors and AR lenders
Business owners with unpaid invoices, a payroll to meet and customers who pay late.
Invoice factoring leads are a cash-flow problem with a clock on it. The owner has done the work, sent the invoice and is now covering payroll out of pocket while a customer takes its time. Our campaigns for factors and accounts receivable brokers find those owners and capture what you need to price the deal: who the customers are, how large the invoices run and how long they take to pay.
- Monthly invoice volume and customer type captured
- Payment terms and average days to collect
- Exclusive to one factor or broker
Watch it in 43 seconds
A 43-second explainer from the Amplify Leads team: invoice factoring leads.
What Invoice factoring leads look like when they reach you
The business
A B2B seller such as a staffing firm, trucking company, contractor or wholesaler, with time in business and entity type.
The receivables
Rough monthly invoicing, the industry of the customers and the terms they are given.
The need
What the cash is for: payroll, fuel, materials or growth, and how soon they want to start.
Factoring is a purchase of receivables, not a loan, so state rules and disclosure requirements vary by product and by state. Confirm how your own contracts are classified.
You can get these through a managed campaign under your name or pay per lead. Related: asset-based lending leads, business credit leads, and working capital leads. See every commercial lending lead type.
Which owners wait on invoices long enough to need a factor?
Factoring fits companies that sell on credit terms and carry big payroll or material costs before they get paid. Staffing agencies are the classic case, paying workers weekly while clients pay in sixty days. Trucking carriers wait on brokers and shippers. Subcontractors wait on general contractors. Wholesalers and manufacturers wait on retailers. These owners are often profitable on paper and short of cash in practice, and many were turned away by a bank because the balance sheet is young or thin.
What does a fundable factoring inquiry look like?
Customer quality matters more than the borrower's credit, because the factor is really underwriting the party that pays. A good inquiry names a real commercial customer, shows invoices that are already issued or about to be, and avoids obvious problems such as disputed work or invoices already pledged to another lender. A weak one is a startup with no invoices yet, or a business selling to consumers. We screen for the first kind so your calls go to owners with receivables you can actually buy.
Questions on the factoring form
The form is short enough to finish on a phone between jobs, and each answer helps you quote.
- What does your business sell, and to whom?
- About how much do you invoice in a typical month?
- How many days do your customers usually take to pay?
- Do you have any existing liens or a bank line on your receivables?
- How soon do you want funding to start?
How the ads and landing page approach factoring
The angle is simple: stop waiting to be paid for work you already did. Facebook reaches owners in trucking, staffing and trades who are not searching but feel the squeeze every payroll week. Google Search catches owners already typing factoring or invoice financing, who are closer to a decision. The landing page promises a conversation about turning invoices into cash, not a rate or an approval. We reply the same business day, and campaigns go live in 1 to 2 weeks, so keep your own follow-up equally quick.
Compliance notes for factoring campaigns
Calls and texts to leads need clear TCPA consent, which the form captures with its own disclosure. Factoring is business-purpose, so Regulation Z does not usually apply, but avoid quoting fees or rates in ads without checking your state. Some states now require commercial financing disclosures for certain products, and a few license commercial lenders or finance providers. Because these are business loans, Meta housing and credit ad categories may not apply, but policies change. Confirm with your compliance contact before launch.
Before you reach out
Do you separate factoring from a receivables line of credit?
The form asks whether the owner wants to sell invoices outright or borrow against them, so you can route the file to the right product before you call.
Can campaigns focus on one industry?
Yes. Trucking, staffing and construction subcontractors each buy factoring for different reasons, and many factors specialize. We build the ads around the niche you serve.
Are consumer invoices included?
No. We target businesses that bill other businesses or government buyers. Consumer receivables are a different product with different buyers.
Find out what a campaign could look like where you lend
Half an hour with our team, at no charge. Come with your state, the programs you write and what has not worked so far. You leave with a sketch of what we would build, or an honest no.