DSCR loan leads
Rental property investors who want to qualify on the property, not their tax returns.
A DSCR loan qualifies the property by its rent against its payment, which is why investors who own several rentals or write off heavily love it. They are an easy audience to find and a hard one to impress, since they have been through a dozen lenders. Our campaigns speak to them like investors, and the form captures the property type, expected rent, purchase price or balance and credit range.
- Property type, rent and price captured
- Investor-friendly ads, no generic mortgage talk
- Exclusive to one loan officer
Watch it in 43 seconds
A 43-second explainer from the Amplify Leads team: DSCR loan leads: judge the property, not the paystub.
What DSCR leads look like when they reach you
Who
Investors buying or refinancing one to four unit rentals, short-term rentals, or small portfolios, with a self-reported credit range.
What they want
To close without handing over tax returns, and to scale without hitting a debt-to-income wall.
When
Usually tied to a contract date or a cash-out on a stabilized rental.
DSCR is a business-purpose loan, and the rules that apply differ from owner-occupied lending. Make sure your ads and licence cover what you are offering.
Two ways to get them: a managed Facebook campaign under your name, or pay per lead. Related: non-QM leads, cash-out refi leads, and purchase leads. Or see mortgage leads by state.
Before you reach out
What is a DSCR loan?
A debt service coverage ratio loan looks at whether a rental's income covers its payment, instead of the borrower's personal income. It is generally a non-QM product, so lender guidelines vary, including on minimum ratios and credit.
Are the investors experienced?
The form asks how many properties they own, so you can see where they stand. Experienced investors tend to be quick to ask about terms, so be ready with them.
Can this work for loan officers at a bank?
Only if your institution offers a DSCR product. Many do not. Brokers with access to non-QM lenders are the usual fit.
Find out what a campaign could look like where you lend
Half an hour with our team, at no charge. Come with your state, the programs you write and what has not worked so far. You leave with a sketch of what we would build, or an honest no.